Archive for March, 2012
Article by Victor Epand
All avid and seasoned collectors who are serious about their collectibles will ultimately create a viewing room to showcase and protect their valuable possessions. These viewing rooms are a means to present collectibles to families, friends, and in some cases clients. They are a means to showcase the fruits of your labor.
There are many things that a collector should consider when thinking about creating a viewing room for their collectibles. First, where will you locate your viewing room. If your viewing room is going to be in a public location which will allow individuals to view your collectibles at their leisure, you will want to assume security when installing such a viewing room. If you are not going to be there, or have an employee there when the items will be viewed, then you will want to design a viewing room that features unbreakable glass and locks. If the items are of very high value, even if they are insured, you may wish to invest in laser security or another means of security to protect these valuables.
If your viewing room will be located in your home, you should pick a room that has no windows or only a few. This way you can control the amount of light that enters the room. Sunlight can decrease the value of certain collectibles if they sit in the sun and lose color after a good deal of exposure. Also, a room without windows will make it harder for a potential security risk to break in and take your valuables.
At home viewing rooms can be designed in many ways. The method which you choose will be based on what items you are wishing to put out for view. Some collectors simply build shelves and purchase cheap tables to line the room. They will then place the collectibles out in the open. Other collectors will purchase or build glass viewing cases to present their collectibles.
A good majority of collectors prefer to place their collectibles in glass cases that they can lock. Not only for security, but also to protect the collectibles from dust. If you have open shelves on which you store your collectibles you may find that you are dusting them every other day. When doing so you run more of chance of damaging an item in your collection. collectibles stored in glass cases carry less dust.
Another factor to consider when creating a viewing room for collectibles is who will have access to it. If your viewing room is located in your home and you have children, it is recommended that you keep the room locked at all times, unless you are present in this room. This will keep curious children from exploring and possibly damaging your collectibles. In all cases the room should stay locked anyways. This will let people know that the items contained within are of value and should not be messed with in any way.
Most individuals who do have a viewing room located in their home for their collectibles are sure to have their collection insured, and will also install home security in order to protect their investments when they are not at home.
Once you get hooked on bird watching, you will start getting up early and heading out on field trips. You will see have some tremendous sightings, but you need to take some things will you.
In most cases, the best birding happens at the crack of dawn when feeding and such is occurring. This, of course, means you must get up and drive at the crack of dawn. If you do not prepare the day before, you can rush off without some vital things. Here are a couple you should make sure to take with you.
Pens and Pencils – I can’t tell you how many times I have driven off with out the old writing utensils! Of course, I only discover this after I hike out to wherever I am going. This requires me to hike back and try to find a convenience store that has them. It takes time, is frustrating and often leads to me missing prime sighting time. Take them with you. In fact, take a couple of each so you don’t have any problems.
Driver’s License and Registration – Most people head into the field on weekends. Driving somewhere on a Saturday morning at 6:00 am is generally not normal. Police are inherently suspicious of such people, so you can plan on being pulled over at some point. Basically, they assume you have been drinking or doing something illegal. Have your license and registration ready. I also keep my binoculars on the seat and make sure to tell them what I am doing. Once they realize I am not drunk or a coke dealer, they let me go without a ticket. Make sure you handle such situations delicately.
Foooood! – You will never take enough. Every birder knows this. You could pack three backpacks full and it still would not be enough. Nonetheless, try to take plenty and always make sure you have plenty of water. Yes, water is heavy, but thirst and dehydration are worse.
Passport – If you are at some exotic destination outside of your country, make sure you have the old passport with you. Tourists are expected to get up around the crack of noon, not be driving around at 5 am. Bring along a book with pictures of birds. The police are going to assume you are up to something fishy, and many have never heard of bird watching. You need to explain the concept to them, show them the book and preferably have your binoculars hanging around your neck. This is particularly true in South America. Trust me on this one.
Birding in the morning is both serene and a good time to add to your life list. Just make sure you are prepared for all eventualities!
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Article by Julee Mitchelsin
Are you looking for a way to spend a rainy afternoon with friends? Or are you trying to plan some fun activities for your next big party? If so, the answer to your questions is simple: card games. It seems so obvious, but perhaps that is exactly the reason you forgot about it.
Card games are great for a lot of reasons. One of the best reasons that card games are great for almost any social gathering or party is because they allow people to be social and enjoy time together. There is nothing worse than planning a party for friends that includes nothing other than watching movies. Who wants to gather at a social event and then do a totally non-social activity? Card games are great because they offer more focus and entertainment than simply allowing people to mingle and yet they maintain the social atmosphere. People can share in great conversations while spending hours playing card games.
Another great reason to include card games at your next event is because they are fun. I cannot think of many people that do not enjoy good card games. Card games are tried and true fun for almost everyone. It can be hard to keep people entertained with the variety of new games that are on the market simply because people do not know how to play them. It can be easier and just as much fun to entertain people with card games that they are familiar with. Something about a great hand of rummy or euchre never gets old.
If you have invited people to your party that are not familiar with the classic card games, don’t worry because it is easy and fun to teach card games to people. That is another great benefit of card games. You will not have to waste half of your time teaching the card games. Most people pick them up easily. So allow yourself to invite people who are masters at your favorite card games and who are novices at the games. Everyone can be having fun together in no time.
Card games are great because there is such a variety to choose from. Don’t like euchre? Don’t worry, you can try poker or rummy instead. Card games provide literally endless hours of fun. If your guests have been playing poker for hours, change it up and teach them canasta or bid euchre instead. There are enough good card games to keep any party nothing but fun. Look no further than card games to make your next party or social gathering the one people will not want to miss.
Article by Alonda Pennas
HOBBY stemmed from the time when folks would ride a wooden horse as an actual pastime. Subsequently, the expression “to ride one’s hobby – horse” became known. It signifies, “to comply with a preferred pastime”. In the modern instances it is popularly named HOBBY.
There are different forms of hobby, collecting is a single. The value of collecting entails acquiring or obtaining a hold of a distinct item anchored in the fascination and inclination of the collector. These possessions are properly categorized and beautifully showcased. The intensity and extensiveness of the collection may possibly differ from one collector to one more. Some collectors may well concentrate on a very specific collection like old postal stamps of Manchester, coins from Bhutan, or antique diamond earrings set on platinum. Other people may well rather hold much more typical collection like antique furniture, jewelries, sports cards and the like. Occasionally there are folks who gather experiences. They collect experiences of unique sorts like when they travel. They may possibly capture these experiences by way of videos or photographs.
Games are also form of hobby. A game is a recreational activity carried out for pleasure, it is either partially or completely controlled. The target and the guidelines of the game produce the challenge and structure. Games existed as far back as primeval age. Since of the enjoyment that games brought about – different selections of games were created corresponding the unique interest of different individuals. There are several factors to take into account in figuring out what game ought to a particular person engage in. Age, intelligence level, stamina and character are to be taken into account. The games and its rules vary as well as the involvedness of the participant in attaining the target. Games typically entail physical as nicely as psychological drive. Therefore, they might effectively help individuals to be normally sound.
Outdoor recreation is another well-liked type of recreation. These are activities that are tremendously dependent in the open air. Examples would be mountain climbing, trekking, rock climbing, and the like. While apparently relished by some as an adrenalin rush – it is quite successful method in education and teambuilding. There are other hobbies that folks take pleasure in – like cooking, gardening, painting composing, software building etc.
Now what are hobbyists? Hobbyists make hobbies concrete. Hobbyists are men and women who are passionate about a distinct material or an activity. They get captivated with something that is associated with their hobby. Their collection ranges from magazines and books to different sorts of hobby equipments, gears and accessories. These possessions might nicely be meticulously arranged and stored in a space dedicated only for the stuff. Hobbyists are prepared and prepared to invest time and cash for their hobbies. They avail of club memberships in areas that they can frequent. They allocate a distinct time to carry out their leisure pursuits. Their enthusiasm to discover and discover new issues gave them a deeper understanding in the field.
Hobbyists are also categorized into distinct levels depending on the degree of their involvement in their hobbies. Level one is what we would call the Beginner. The Beginner would be an individual who buys the “basics.” Fundamentals would imply outfit, equipments and even instructional materials. He would watch the tv and tune in to the channel that characteristics his interest. He would start off researching about the icons of that certain hobby. Icons could be a person, a team, brand of equipment and the like. He would also get himself familiar with the jargons of the hobby and begin speaking them.
Level two would be the Mainstream hobbyist. He would be somebody who is a lot more familiar with the hobby. Which means, he knows the “spots”. Spots could be the places exactly where there are good finds and enjoyable facilities. The mainstream might already belong to a league of hobbyists that pursue the exact same interest as him. He is comfortable with the jargons of his hobby. He has won competitions. In other words, he is far more intense in terms of equipments, knowledge and knowledge.
Lastly, we have the Total hobbyist. The total hobbyist has an unyielding conviction in each and every aspect of the hobby. He has turn out to be an authority and an professional. He knows each and every detail of the hobby by heart. He could come up with a jargon that would indeed hit in his league. He has been the president of a national club or confederation if not one particular of the board of directors or the chairman of the board. He speaks in a national tournament and is deemed an icon. He is someone who’s got absolutely nothing far more to prove in terms of the depth of knowledge or possessions, however nevertheless striving not only to strengthen himself but the business as effectively.
Nevertheless, there is a sheer wedge amongst profession and hobbies. A sport or an artistic interest may be a hobby to one particular person but a profession to an additional. A teacher might enjoy to paint, whilst a painter may well adore to cook. Folks engage in hobbies to stimulate an interest and derive enjoyment from it as effectively. Hobby focuses a lot more on self – fulfillment rather than economic return. The irony of it is that, it is simpler to make a living out of a hobby than out of a profession. This is since difficult operate and fatigue is unnoticed when men and women adore what they do. Some traders started from hobbying. Collectors who try to pull off a specified line of collection and construct it up to integrate linked stuff then they trade in the items. Many of these merchants started as collectors themselves and then turned their hobby into a profession. Just like when games are carried out for the wage. Even creative hobbies can be a possible tiny enterprise specifically when folks close to the hobbyist appreciate his function and commence requesting to pay him just to very own a piece of his function and intend it for a gift. As the appeal of an activity increases, the commercial ventures rise as nicely. There are a lot of hobby shops opening up in huge numbers and thriving each on the nearby marketplace and on the internet.
Hobbyists and experts may actually perform out a fusion to attain a mutual advantage. Hobbyists and pros can advantage and discover from each and every other’s concepts and experiences. But what matters is, that they could facilitate advancement in what ever field of interest they are engaged in. So what’s in a hobby? OPPORTUNITES!
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Board games are certainly a lot of fun and they have been around for a long time. They bring friends and family together for friendly competition and the outcome is different every single time the game is played. Perhaps that is why the board game has not declined in popularity throughout its long history.
Speaking of the history of board games, you will find that they have always been played upon a flat surface that is called the board. It is believed that board games have been around for 4,000 years, but unfortunately the written history does not extend back that far. However, there has been talk of board games discovered that extends back beyond 3,500 years.
Being that Asia tends to be the area in which some of the most historic facts are found, it isn’t until 400 B.C. that the board games seems to have been discovered. However, the history of board games reveals that they were quite popular in ancient Greece and then spread throughout Europe. Eventually, the board game made its way to the United States where people have enjoyed them for centuries.
Nevertheless, the history of board games does not end there. There are both strategy games that involve trapping the opponent in some way and then there are racing games where the player’s pieces are moved toward the finish line. Whoever reaches the finish line first is the winner.
One of the most popular racing games that come about in 1904 went by the name ‘The Landlord’s Game.’ This is known as being one of the earliest forms of Monopoly. It wasn’t copyrighted until 1933 when Charles Darrow decided to sell it for profit. It was not known who made the first version of the game, but he cashed in on it by selling versions that used different street names based on the area in which the players resided. It was also printed on tablecloths rather than boards with trinkets from around the house used as game pieces.
You will find that today the history of board games continues. Many of the games that our parents and grandparents enjoyed as children are still manufactured. We see Monopoly coming out with various editions and it has never seemed to decline in popularity. Nevertheless, the board game is a great way to get family and friends together for some friendly fun and good conversation. The history of board games shows that this has been a result the entire time, which makes the board game a true family activity. If you can’t get the kids to slow down long enough to talk, invite them in with a board game. You’ll be glad you did.
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How does a collection agency work? What are the characteristics of a good bill collector? How and why does an account end up in a collection agency? There are many misconceptions about collection agencies. This article will clarify the inner workings of a collection agency. The five sections of a collection agency are: sales, office administration, collections, skip tracing and management. The sales department is responsible for obtaining the delinquent accounts from creditors. These creditors consist of small, medium and large businesses.
The sales people in a collection agency are generally paid a salary plus commission, and receive bonuses over a predetermined figure when it is reached. People working in sales take no part in collecting on the accounts they secure for the agencies. Sales staff partner with management to determine the contingency fee structure for each client. In larger collection agencies, there are usually a national and sometimes regional sales managers who will get national accounts. These will be distributed to local offices for collection. The office administration is responsible for processing incoming accounts and distributing them to the collection staff. Much of their time is spent answering calls from both creditors and debtors.
This aspect of their job requires a great deal of tolerance and patience. In many instances the initial contact the agency has with a new debtor can determine the outcome of the collection effort. Due to the fact that most of the work done by collection agencies is over the phone, the clerical staff’s ongoing telephone conversations in stressful situations is a vital contribution to the overall success of the collection agency. The collection department will vary in size depending upon the size of the agency. When the accounts are received by the collection department, they are distributed by the collections manager to the agency staff based upon type of account, and in some cases, difficulty of collections. Collection departments will often include an individual experienced in working legal files. This person is responsible for working judgements, doing asset searches, and giving appropriate instructions to the attorneys.
The earnings of most collectors consist of a small base salary and predetermined bonuses. A typical collector’s monthly caseload involves 300-500 accounts. A skip tracer’s job is very important to the success of the agency. The skip tracer is responsible for locating debtors who have moved and left no forwarding address or phone number. A variety of methods is employed to locate debtors and where they work. Another responsibility may include helping the legal collector locate assets after a judgement has been obtained. Skip tracers are usually paid a salary. The management team of an agency generally consists of individual department managers and a general manager. Due to the unique nature of collection agency work, it is extremely difficult for managers to keep their staff motivated.
The general manager carefully monitors the flow of work through the agency and supports each department in working to it’s full potential. One of the most difficult jobs the general manager does is hire collectors, as that job has an unusually high attrition rate. The general manager is responsible for making sure that the agency adheres to all laws pertaining to collection practices. To fully understand the workings of a collection agency, one needs to understand the types of accounts the staff deals with on a daily basis. A typical account turned over to a collection agency has had no payments made for six months or more, and very often, no payments made for two or three years. Many times when the collector reviews the account, he or she can plainly see the number of broken payment arrangements that have been made by the debtor. In most instances it is also clearly evident that repeated attempts at communication by the creditor to the debtor have been ignored.
This information prepares the collections person for initial contact with the debtor. Based upon the review of the account history, most collection people will accept a reasonable payment arrangement. However they will be skeptical about the debtor’s commitment to keep it. One unique aspect of the collection business is that the collector knows that the collector’s initial contact with the debtor might be the only time they talk. It is imperative for the collector to inform the debtor of a process that is already in motion and that the only way to stop the process is appropriate payment on the account. Depending upon the size of the account, the process may include reports to credit agencies, and or litigation. By the time an account reaches a collection agency, the creditor has already agreed to pay the agency anywhere from 15%-50% of the collected amount. This fact influences settlement negotiation. If a debtor wants to avoid litigation, the collection agency may work with the debtor to settle the account in the following ways:
1) One time lump sum payment to settle the debt. This requires no follow up or maintenance by the collection agency.
2) A large payment followed by a few smaller payments.
3) An agreed upon settlement amount split over six monthly installments.
One should never ignore a phone call from a collection agency. Communication with a collector is as important as communication with a creditor. While it is true that a collection agency will not file a lawsuit against a debtor for a bill of $ 50.00, the unpaid bill will show up on a debtor’s credit report and cost the debtor thousands of dollars down the road in increased fees for loans and mortgages. In the event one needs to deal with a collection agency, it should be done so in an expeditious professional manner. As in any credit situation, do not ignore phone calls or communication from a collection agency.
Novice bird watchers take the opportunity of autumn and winter season to start their bird watching experience. During these seasons, the treetops are bare because the leaves begin to fall. Thus, it is much easier to spot different kinds of birds. Apparently, most of the bird watchers are very much adventurous. They don’t normally stay on parks to observe ducks and pigeons. Adventurous bird watchers have great desire to observe wide variety of birds with more accuracy and clarity.
In this case, a bird watcher will require a pair of good binoculars to spot and observe the birds. Superior bird watching binoculars can aid to open the views beyond perceivable boundaries. More so, these binoculars can assist any type of bird watching enthusiast to see things beyond the naked eye. It can help observe wild bird’s graceful movements and behaviors.
The sole purpose of bird watching binoculars is to make distant wild birds seem much closer. In other words, it can help view objects from a distance in details. As a result, bird watcher can enjoy the different feather colors of a bird and also its body contours. This is why more and more bird watchers are becoming very appreciative of the accuracy and power of these bird watching binoculars.
However, not all bird watching binoculars can give the satisfaction a bird watcher’s need. Hence, it is vital that a pair of bird watching binocular should be chosen more meticulously. A good pair of binoculars have the following features.
A good bird watching binocular has suitable magnification, objective lenses that have large effective diameter, broader field of vision, and high performance lenses. Comfort level and stability of the binocular are also important. The binoculars should be comfortable on the hand to give stability during observation. A good watching binocular is resistant to water. This feature can help bird watchers to observe different birds during rainy season. The field of scope of the binocular is also vital. It can help to observe images in close up.
Furthermore, compact types of binoculars are much easier to carry around. Thus, they are great for novice bird watchers. On the other hand, binoculars with superb optical performance are great for hard-core professionals.
Some compact bird watching binoculars have a spherical eyepiece lenses. As a result, the distortion is reduced and the image to the edge of the field of vision is sharpened. With additional zoom feature, these binoculars can incorporate effortless zooming operations. The body weight of these binoculars is light. They also have a fold-up design so that they can fit easily inside the pocket.
Other binoculars give wider field of view especially those that give bright and sharp images. This type of binoculars also has large objective diameter. More so, these binoculars may have brightness at optimal level to give sharper view and lesser image distortion. Thus, the viewing is more enjoyable. Binoculars with high optical performance may give high contrast colors. They may also give brightness at its maximum level.
A child’s mind is constantly growing and developing. They require constant stimulation educationally in order to fully develop analytical and logical skills to their full potential. Of course, children would rather play games rather than read a book. However, if you allow them to spend their time playing mindless games that do not aid in their intellectual growth, they will not fully grow mentally.
Card games are especially easy to use as educational tools for children. Playing the right type of card games can significantly enhance a child’s mental calculating abilities, as well as problem solving skills.
Since card games involve numbers and a degree of mental calculation, math card games are to help children learn multiplication table, as well as hone their mental calculation skills that they constantly use.
An example of one educational game kids can play with cards is a game called “war.” The game requires a deck of cards for each team of two players. Before the game starts, children write Ace = 1, J = 10, Q = 11, K = 12 on a board. They pair up and shuffle the deck and deal the cards evenly — stacking them face down in front of them. Both players turn over their top card at the same time and multiply the two cards and shout the answer. The winner puts the cards in his or her winning pile. In case of a tie, players keep turning the cards until someone wins the pile. When the entire stack has been played, the winner has the most points.
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Anyone out to find a cheap form of entertainment can always count on discount board games to the do the trick. These board games are perfect for those people who are living on a budget and trying to save money. A good game board, especially if bought at a discount, will not only give out hours of enjoyment for the whole family, it will also be available at just a small cost compared to taking the children out for a movie or the arcade.
There are now thousands of toys from which children can gain enjoyment from, aside from computers and video games. However, the allure of playing a board game is still one that children can not pass up. It is also among the activities that parents should encourage in their kids’ lives. These games have a great number of benefits for kids. These board games will not only aid children in developing their counting and reading skills, these will also teach them the important values of fair play and sportsmanship. Playing a board game is also a perfect opportunity for parents and children to have those precious bonding moments.
Board games are also great sources of entertainment for adults. Getting discount board games is not only a way to save on entertainment expenses but also a change of pace from the usual evening routine at home watching television. There are even studies that show that the regular playing of these board games, which stimulate brain activity, reduces the risks of acquiring Alzheimer’s disease or dementia.
There are many great board games now available that cater to every taste and preference. There are trivia games like Trivial Pursuit and word games like Boggle and Scrabble. Dungeons & Dragons is also a popular role playing board game while there are also party board games like Cranium and children’s games like Operation and Candyland. Strategy games like Herascape as well as Battleship and Monopoly, which are classic board games, are also available. The good thing about these popular games is that on sale as discount board games.
There are now a lot of venues where discount board games can be bought, including a number of them on the Internet. There are a lot of sites now selling cheap board games, especially if people will take the time to comparison shop or use money-saving coupons. There are even sites that offer promotions for free shipping. Brick and mortar discount stores or toy stores are also great places where you can find board games at lower prices. The best time to get a number of these board games is during the Christmas season when shopping for gifts is the norm and sales are common.
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